WristBook Payments

Payments thatdo the paperwork.

Our own card and bank processing, built into the register. Because the payment, the piece, the client and the books are one system, it does what a separate terminal can’t.

Meridian Watch Co.
Total
$16,050
Tap, insert or swipe
Approved
VISA ••4242
In WristBook
Sale R-VYB6792 · paid
On the sale, the client and the books

Square gets you started.WristBook Payments does the work.

Already on Square? Connect it and ring sales on day one, with no WristBook fee. When you want the payments to run themselves, switch to WristBook Payments.

Square
connected
WristBook
Payments
Tap or dip on a reader at the registerTyped in
Charge cards from the register
The sale, the client and stock update as it's paid
Refunds back to the card from the receipt
Bank payments at the counter, for about $10
Hold a card while a watch is out on approval
Chargeback evidence drafted from the sale
Payouts and fees booked and matched to your bank
Rewards: free months, setup fee back
Card feeSquare's rateStripe's rate + 1%, max $100

Square connects as its typed-in card field, at Square’s online rate; its in-person 2.6% + 15¢ applies on Square’s own reader. Stripe’s in-person rate is 2.7% + 5¢. As published, November 2026.

Bank payments

A $40,000 watch, paid by bank, for $10.

Send a pay link, or show a QR on the customer display. The client pays from their bank in a minute: Stripe's 0.8% (never more than $5) plus a flat $5 to WristBook. The piece stays on hold until it clears, then the sale records itself.

Sale · Rolex Daytona 126500LN
$40,000
On a card
≈ $1,180
By bank
$10
Scan on the customer display, or open the link they were texted.
Card holds

Out on approval, secured by their card.

Taking a watch home for the weekend? Hold the card instead of charging it, and the piece goes out on memo in the client's name. Keep it, and one tap charges the hold into the sale. Bring it back, and the hold drops.

Out on approval · Sophia Marchetti
Patek Philippe 5167A
On memo
Card held · VISA ••4242$52,000
Not charged · hold ends Tuesday
They kept it: chargeIt came back
Chargeback defense

Your evidence, already written.

When a client disputes a charge, WristBook drafts the response from what it already knows: the piece and its serial, the client on file, how the card was presented, the warranty in their name. You check it and send it, with the deadline on Today.

Chargeback · $16,050 · “product not received”
Due in 9 days
The piece: GMT-Master II, serial ••3J7K
The client: Ryan Takahashi, on file
Card presented: VISA chip, on the reader
Warranty activated in his name
Handed over at the counter, receipt R-VYB6792
Send the evidence
Payouts in the books

Every payout, reconciled.

Each payout to your bank lands in WristBook with its fees booked as an expense, so your P&L is true net, and it matches its line on your bank statement on its own. No end-of-month spreadsheet.

Payout · Thursday
Card and bank sales$58,415.00
Refunds−$450.00
Processing fees−$1,602.36
To your bank$56,362.64
Fees booked as an expense
Matched to your bank statement

What it costs, and what it gives back.

Cards
0%

on top of Stripe’s 2.7% + 5¢, and never more than $100 on a sale.

Bank
$0

flat, on top of Stripe’s 0.8% (never more than $5). About $10 on any bank payment.

$0
A free month, unlocked
Rewards
Volume that gives back.

A free month of WristBook for every $100,000 processed, and your setup fee back after $50,000 in your first 90 days.

On Square instead? There’s no WristBook fee on its payments, and no rewards. Bank payments, holds, chargeback defense and payouts in the books stay with WristBook Payments.

Get a reader with a hardware package

See it take a payment.

Thirty minutes on how your store takes payments: cards, bank and holds.